These are people who have full access to the Divvy web app. They have the responsibility of adding people to their organization, ordering replacement cards, assigning people as owners/members, and creating budgets. Admins have the ability to view all transactions and export data as needed.
There may be one or more Owners assigned to each budget by the Admin. Owners have the ability to send or approve funds within the designated budget; this is done through the mobile app. Budget owners have access to several budget features within the Divvy web app Here is a video look at a budget owner's role. Video.
Members are assigned to specific budgets. They only have access to funds within the budgets that have been approved for them by the Owner or Admin. All transactions made by Members may be seen by Owners and Admin.