Virtual cards can be created for many different use cases. Some customers like to create a card for each vendor so managing cards and vendors is easier. (If a card is compromised, all you have to do is cancel that single card and create a new one for that one vendor.) Some customers like to create cards for a subscription with a set expiration date so it’s easier to manage subscriptions. And other customers simply like being able to create a card for a one time or recurring purchase.

In this article, we’ll cover how to create virtual cards to pay vendors and subscriptions.

For creating virtual cards on web, click here.

For creating virtual cards on mobile, click here.

Some things to keep in mind:

  • Vendor cards can be created on both the web and the mobile app.

  • Admins and budget owners can create vendor cards for other people in any role in Divvy (owners, members, or admins).

  • Virtual cards must be assigned to a single cardholder.

Creating virtual cards for vendors on the web:

There are two ways to create virtual cards on the web app. One way is from the Budgets page, under Spend Limits. And the second way is from the Cards page.

To create vendor cards from the Budget page follow the steps below:

1. Log into Divvy from the web.

2. Click on the Budgets page.

3. Select the budget you would like to create a virtual card for.

4. Click on Spend limits.

5. Then click on Create card.

6. Give the vendor card a card name (i.e. a nickname to quickly identify what the card is used for). The active budget will be automatically entered.

7. Under Card funding, select the type:

  • Subscription Card is a type of virtual card that you can create with a monthly recurring limit. When you set a limit for the card, it will allocate funds directly from the associated budget.

  • Burner Cards are designed for one time purchases made online. This type of virtual card expires in 7 days from the creation date of the card. However, you can extend the expiration if needed. You can also change the amount of funds on this card as needed.

8. Set a Monthly card limit based on the funds available in the selected budget. There are two fields that relate to each card. The "recurring amount" will check against funds in your future month's budgets. The current month's amount will check against the funds in your current month's budget. If you have any questions about the difference, click the "i" icon next to "recurring amount".

9. Assign a cardholder who can see and manage this card number in Divvy.

The cardholder assigned to the vendor card cannot be changed later.

10. If applicable, pre-fill the field options that need to be completed on vendor card transactions.

11. Once all information has been entered, click Create Card to create your new vendor virtual card.

Vendor cards can also be created by navigating to Cards in the global navigation and clicking Create New Card. If vendor cards are created using this method, an active budget will need to be selected. Follow steps 5-10 above for creating vendor cards from the Cards screen.

The only person who can see the full card numbers for this new vendor card will be the assigned cardholder. Admins and budget owners can view the last four of the card number to keep track of spending on that card but the rest of the card number will not be visible to them.

Creating vendor cards on mobile:

You can also create vendor cards on mobile:

1. Log in to the Divvy mobile app and select Budgets from the bottom menu.

2. Then press Spend limits.

3. Scroll to the bottom of the page and click +Add next to Cards.

4. Input required information before pressing Save.

The only person who can see the full card numbers for this new vendor card will be the assigned cardholder. Admins and budget owners can view the last four of the card number to keep track of spending on that card but the rest of the card number will not be visible to them.

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