Scroll down or click on a section below to learn more about what information is needed to complete the Divvy Credit Application.

Business information

Legal business name Please provide the legal registered entity name including LLC, Inc, or Corp.

Physical business address This is the physical location where your business utility bills are sent, where you pay your lease agreement, etc. PO Boxes cannot be accepted. Note: The Patriot Act requires that we collect and verify the primary registered physical address for both commercial and consumer accounts.

Mailing address Include if this is different from the physical business address. PO Boxes are accepted.

Entity type We need this for entity identification purposes.

Formation Date This is for underwriting purposes and helps us determine your credit limit.

Financial information

Business annual revenue We need this for underwriting purposes and it helps us determine your credit line.

Business tax ID / EIN # This is for business verification purposes. It also allows us to complete fraud and compliance checks with less documentation.

Desired line of credit This is how much credit your business requests. We suggest you request approximately 10% more than your highest monthly credit card spend. Note: You must spend at least 30% of your credit line each month to qualify for monthly points.

Secure bank connection This information is needed to create a connection between your business bank account and Divvy via Plaid, a financial technology platform that enables us to securely verify the financial health of your business. Plaid cuts down on documentation required and speeds the application process by allowing us to view your bank balance and transaction history. We also use the linked account for monthly verification that you still qualify for services. For eligible companies, we also offer the option for cash balance approval.

Rewards

Choose your Divvy Rewards multipliers by selecting your billing cycle. This can be changed later if needed.

Note: You must spend at least 30% of your credit line each month to qualify for rewards.

Control person

Who is this? This is the person who has authority to make decisions on behalf of the company and may be an executive officer, senior manager, or someone who regularly performs similar functions. The control person may or may not be the authorized signer or Divvy account administrator.

Why do we need this? In accordance with the CDD Rule, we require the personal information listed below to verify they are an actual person and not on any Government watch lists. This prevents identity theft and application fraud.

  • First name

  • Last name

  • Residential address

  • Phone number

  • Work email - this must be a unique email address that has been assigned to the individual

  • Date of birth

  • Social security number / Passport number

Beneficial owners

Who is this? All individuals who own 25% or more of the company’s equity interests.

Why do we need this? In accordance with the CDD Rule, we require the personal information listed below to verify they are actual people and not on any watch lists. This prevents identity theft and application fraud. Click HERE for more information. We will not use this information to run personal credit checks.

  • First name

  • Last name

  • Residential address

  • Phone number

  • Work email - this must be a unique email address that has been assigned to the individual

  • Date of birth

  • Social security number / Passport number

Divvy Administrator

This is the individual who will be managing your Divvy account. We require the personal information listed below to create their account.

  • First name

  • Last name

  • Phone number (office or mobile preferred)

  • Work email

Authorized Signer

This person will be responsible for signing the Divvy credit application. You will be able to designate either the Control Person or one of the Beneficial Owners included in the credit application as the Authorized Signer. If you are not the Authorized Signer, you will be able to send to the email address of the appropriate person upon completing the required information. Upon signature, Divvy will perform a soft inquiry of the business and this person's credit (if applicable) to determine the best credit limit for your business.

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