Rewards redemption is a simple and easy process on both our web and mobile app. Follow the steps below to learn how to redeem your Divvy rewards.

Learn more about Divvy Rewards or view specific instructions for travel reward redemption.

Notes:

  • You can only redeem points if you have earned at least 5,000 points.

  • Your rewards multipliers are based on your billing cycle.

  • To be eligible to redeem Divvy Rewards, you must be an active customer for at least 12 months.

  • To retain your earned rewards in a given month, you must spend at least 30% of your credit line for that month.


Web Browser

jump to Mobile steps

  1. In the Navigation Menu, click the Company link [1] then select the Rewards option [2].

Open Rewards

2. From the Rewards page, you can view information about your available points and redemption history. To redeem points, click the Redeem button.

Redeem Button

3. In the Rewards page, you can view the amount of points you currently have [1]. To open the Rewards calculator, click the Calculate dollar value link [2].

4. Then select the redemption method you want to use. You can redeem your rewards for cash back [3], statement credit [4], gift cards [5], or travel rewards [6]. Each redemption option displays its associated dollar amount that can be redeemed [7]. Learn more about redemption methods.

Select Redemption Method

5. You can view the total dollar and point amount you have available to redeem [1]. In the Amount to Redeem field, enter the dollar amount you would like to redeem [2]. You must enter an amount that equates to at least 5,000 points. To redeem all available points, click the Redeem all link [3].

6. If your redemption method requires a reimbursement, you can select how that reimbursement is fulfilled in the Fulfillment Method section. You can select ACH [4], statement credit [5], or mailed check [6].

The Redeem section displays the total dollar and point amount you have chosen to redeem [7]. To redeem the points, click the Redeem button [8].

Redeem Rewards

7. If you have selected the Gift Card redemption option, enter the email address where you want the gift card link sent [1]. In the Fulfillment Method drop-down menu, select if you want to receive a physical or virtual card. If you select a physical card, you will receive an email where you can enter the address where you want the gift card delivered.

Gift Gard Fulfillment

8. Review the details of your rewards redemption [1].

9. To confirm your rewards redemption, click the Redeem button [2]. You cannot make any changes to your request once it has been confirmed.

Confirm Redemption

Mobile App

  1. In the Divvy Navigation bar Menu, tap the Add icon.

  2. Tap the Redeem rewards button.

3. You can view information about your available points and redemption history from the Rewards page. To redeem rewards, tap the Redeem Rewards button.

Redeem Rewards Button

4. Select the redemption method you want to use. You can redeem your rewards for statement credit [1], cash back [2], gift cards [3], or travel rewards [4]. Each redemption option displays its associated dollar amount that can be redeemed [5]. Learn more about redemption methods.

Select Redemption Method - Mobile

5. You can view the total dollar and point amount you have available to redeem [1]. In the Amount to Redeem field, enter the dollar amount you would like to redeem [2]. The equivalent point dollar for the dollar amount also displays [3]. You must enter an amount that equates to at least 5,000 points.

6. If your redemption method requires a reimbursement, you can select how that reimbursement is fulfilled in the Fulfillment Method section [4]. You can select ACH, statement credit, or mailed check.

7. To redeem the points, tap the Redeem button [5]. Then confirm your selection.

Redeem Rewards

8. If you have selected the Gift Card redemption option, enter the email address where you want the gift card link sent [1]. Tap the Fulfillment Method button to select if you want to receive a physical or virtual card. If you select a physical card, you will receive an email where you can enter the address where you want the gift card delivered.

Gift Card Fulfillment Method

9. Review the details of your rewards redemption [1].

10. To confirm your rewards redemption, tap the Redeem button [2]. You cannot make any changes to your request once it has been confirmed.

Confirm Redemption - Mobile

If you have additional questions or need help with using Divvy, please view our other Help Center articles or contact the Divvy Support team.

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