Q: Will my business and personal credit be pulled after completing the application?
A: Once the application is complete with the authorized signature, Divvy will perform a soft inquiry of the business AND the authorized signer's credit to determine the best credit limit for your business. We do not do a hard inquiry.
Q: What is the difference between a hard and soft inquiry?
A: A hard credit inquiry may impact your credit scores and stay on your credit reports for about two years, while a soft credit inquiry—which is what Divvy will perform upon you completing the application—will not affect your scores.
Q: I need someone else to complete the Divvy application, how do I do that?
A: When starting the application, you can invite collaborators. They will receive an email that allows them to complete the Divvy application.
Q: I am the authorized signer. Why am I not able to sign?
A: You must sign the application using the specified email address associated with the official authorized signer. Please make sure you're logged in with the correct email address in order to sign and complete the application.
Q: Why can't I log in to my Divvy account to finish my credit application?
A: Your Divvy account is not created until your company is approved for credit. Click here, enter your email, and follow the verification process to complete your credit application or view the status of your credit application.