As an admin, you can create merchant controls to block specific categories or only allow specific categories for transactions in selected budgets. When categories are blocked, all transactions that match selected categories will be declined. When categories are allowed, only transactions that match selected categories will be accepted. View the Merchant Control Category Descriptions.


  • Merchant controls can only be applied on transactions with Divvy VISA cards.

  • This article is about Divvy merchant controls. If you are looking for information on merchant rules, view this article.

Web Browser

  1. In the Divvy Navigation Menu, click the Settings link [1]. Then select the Merchant controls option [2].

Open Merchant Controls

2. If you haven’t previously created a merchant control, click the Get Started button.

Get Started Button

3. In the Which budget? drop-down menu, enter or select the budget(s) to which you would like to apply the new control [1]. To remove a budget, click the Remove icon [2].

4. Click the Next button [3].

Select Budget

You can set a merchant control to block specific categories or only allow specific categories. These categories each include related Merchant Category Codes (MCC) that describe the types of purchases that can or cannot be made. View the Merchant Control Category Descriptions.

5. To decline transactions from all selected categories, select the Block these categories option [1]. To only allow transactions from the categories you select, select the Allow these categories option [2].

6. To select categories to block or allow, click the Add categories link [3].

Block or Allow Categories

7. Click any categories you want to add [1]. Selected categories display the Checkmark icon [2]. To search for a category, enter the category name in the Search field [3].

8. Click the Done button [4].

Select Categories

9. View the selected categories that will be allowed or blocked [1]. To edit the selected categories, click the Edit categories link [2].

10. Click the Next button [3].

Review Selections

11. Review the details for your new merchant control [1].

12. To edit details for the control, click the Edit link for the budget [2] or categories [3].

13. Click the Submit button [4].

Submit Merchant Control

14. A label displays on any budget where merchant controls have been applied [1]. Budget members can hover their cursor over the label to view which categories are allowed for spending within the budget [2].

If you have additional questions or need help with using Divvy, please view our other Help Center articles or contact the Divvy Support team.

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