By using limits, Divvy allows you to control how money is spent within your company. This article describes the different types of limits you may see in Divvy and how they can be used.

There are three types of limits in Divvy: credit limit, budget limits, and user or card limits. Learn more about each type of limit in the sections below.

Credit Limit

This is the amount of money you can borrow from Divvy. The entire amount owed is due at the end of each billing cycle.

Your credit line is assigned to you after you complete the application process. Learn how to request a credit line increase.

Budget Limits

This is a limit you choose for internal company control. It is not correlated with your credit limit. For example, if your credit limit is $50,000, you can pick a budget limit of $200,000. You cannot borrow $200,000 unless you make a few payments or increase your credit limit.

To avoid unnecessary declines, you may want to set a higher budget limit and use user or card limits to restrict spending. Learn more about editing a budget.

User or Card Limits

A limit may be set on the individual user or card level within a budget. This is a limit you choose for each budget member or vendor card within the budget.

Learn how to edit limits for budget members and vendor cards.

Learn the difference between user cards and vendor cards.


If you have additional questions or need help with using Divvy, please view our other Help Center articles or contact the Divvy Support team.

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